Citibank Credit Repair

What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. The american airlines card only for purchases from AA or US airways is backed by Citi, and is very easy to get.

Thank you for contacting Verizon Customer support. We recently received your notification of dispute. I'd disagree as well. Then hope for the best. I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon. If they say no. It's deep stuff. Talking to a credit counselor one on one to get a lower monthly payment estimate is free. There are some key things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in.

I'm hoping that Verizon will do that in my case for this account. I thought I paid my balance in full, I had a 5. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments.

In line with that, I never understand the whole "get in with" such and such lender, or at least I find it very overblown. I haven't received the green card yet either. But I sent the same letter to another address today. I hope that Verizon is willing to work with me on erasing this mark from my credit reports. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

And when I called they gave me the fax number to the "credit reporting" department but said there was no email. I got two letters today. Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately. Having said that, there are a number of accounts that are selected for immediate legal collection action.

Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies. While you are on here do a search on how to get corporate email addresses. Even if for example Zales is easy to get, if you have zero use for credit repair reviews houston, what's the point?

I should have kept better records regarding the account and I take full responsibility, citibank credit repair. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. I'm also dealing with Asset Acceptance, ick! I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports.

The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions. The detail you provided supports exactly that. Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it.

One from Home Depot credit services requesting more info. I just got the email addy of the Https://creditrepair.wtf/credit-repair-app.html so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. I sent mine to the address posted on my credit report.

Unfortunately, we were unable to comply with your request based on the information provided. During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest.

If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency, citibank credit repair.

I faxed it on Thurs. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you.

I was initially denied for Macy's, citibank credit repair, since they were IIB. I think it will citibank credit repair cool. I however made the mistake of overlooking the very last payment when I closed the account. I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement.

Now, to wait for a response Crfix I got some stuff for you. I reconned and explained that I was more than 4 years out of BK and I was approved. They usually give high limits also Why concern yourself with https://creditrepair.wtf/credit-repair-software-no-monthly-fee.html card is "easiest to get" with a lender?

I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report, citibank credit repair. And it's fun to do. I'm scared of Asset! I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid.

I left my email address on the fax but have had no response. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue. I sent it to an "Executive Response Unit" ooooooohhhh! And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

At least not yet. You reference speaking to Citibank about settling your credit card debt. The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting. I took the template letter from this site and personalized it.

Keep trying! Fingers article source Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle.

First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with?

I've seen many members around getting approved for Macy's. Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit citibank credit repair. If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? If not do another letter, find out the presidents office address and go at them again. I provide this not to justify why the account was unpaid, but rather to show that this issue is not a good indicator of my actual credit worthiness.

Credit counseling companies have decades of history of getting how to get a voluntary repo off your credit set up on affordable credit card repayment plans with Citibank. As soon as I became aware of the balance I paid the balance in full.

I'm gonna go do a search for "corporate email addresses". Again, instead of getting a card you do not particularly want just to "get in" with Citi, how about going for what you actually want?

I received a reply in the mail from Verizon and my request was de-nied! Creditors like Citi bank use the reference to pre-litigation as an effective tool to get you to agree to make a payment. Improve your profile and go for the cards you actually want. I doctored up the letter a little. I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck! Explain to him what happened.

I will try to find the link too. I am totally confused. Another saying they were unable to remove all the delinquencies. They can see ALL of your history when you apply, not just history with them. I got bounced around for about an hour. Thats what I plan to do with Citibank every month until On the phone with them right now.

Can you find the name out of the guy you spoke to and write him directly? Pay attention to the P. But I am on the phone now pouring it on That did'nt work! Take the steps to improve your profile and get what you want vs settling for a card you don't really want.

Thank you for contacting Verizon Customer support. They usually give high limits also Why concern yourself with which card is "easiest to get" with a lender?

During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree.

If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. Keep trying! When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries.

Even if for example Zales is easy to get, if you have zero use for it, what's the point? If citibank credit repair, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? It was for like 28 bucks or something! Therefore, a company does have legal discretion citibank credit repair permission to remove any account it chooses from the credit report.

Skip Navigation. We recently received your notification of dispute. There are some key things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in.

Take the steps to improve your profile and get what you want vs settling for a card you don't really want. If they say no. Now, to wait for a response Crfix I got some stuff for you. I haven't received the green card yet either. I'm hoping that Verizon will do that in my case for this account. I however made the mistake of overlooking the very last payment when I closed the account. The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting.

I took the template letter from this site and personalized it. Unfortunately, we were unable to comply with your request based on the information provided. I thought I paid my balance in full, I had a 5. When the account charges off citibank will do one of three things:. Wow that sucks.

If not do another letter, find out the presidents office address and go at them again. And when I called they gave me the fax number to the "credit reporting" department but said there was no email. Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle.

In line with that, I never understand the whole "get in with" such and such lender, or at least I find it very overblown. Explain to him what happened. Then hope for the best. Improve your profile and go for the cards you actually want. What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector.

I got two letters today. I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. I know citibank credit repair payment was my responsibility and I am not attempting to justify this breach of my user agreement. Creditors like Citi bank use the reference to pre-litigation as an effective tool to get you to agree to make a payment. While you are on here do a search on how to get corporate email addresses.

I provide this not to justify why the account was unpaid, but rather to show that this issue is not a good indicator of my actual credit worthiness. Can you find the name out of the guy you spoke to and write him directly? The detail you provided supports exactly that. But I sent the same letter to another address today. Having said that, there are a number of accounts that are selected for immediate legal collection action. Thats what I plan to do with Citibank every month until On the phone with them right now.

Here is a quick read about what banks not just Citido at the point of credit card debt charge off: Assign, citibank credit repair, Sue, or Sell. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

I left my email address on the fax but have had no response. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. It's deep stuff. Again, instead of getting a card you do not particularly want just to "get in" with Citi, you can credit repair companies remove late payments can about going for what you actually want?

I paid as soon as I got the first collection call but it was too late, it ended up a paid charge-off. I think it will be cool. And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense, citibank credit repair.

I got bounced around for about an hour. I was approved for Macy's with scores. I faxed it on Thurs. I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid. I'm gonna go do a search for "corporate email addresses".

I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon. I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago. Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately.

As soon as I became aware of the balance I paid the balance in full. And it's fun to do. I should have kept better records regarding the account and I take full responsibility. Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it. I am totally confused. I sent mine to the address posted on my credit report. Your account is a couple of weeks from charge off. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy.

I received a reply in the mail from Verizon and my request was de-nied! If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. Credit counseling companies have decades of history citibank credit repair getting people set up on affordable credit card repayment plans with Citibank. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue.

Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies.

I'm also dealing with Asset Acceptance, ick! One from Home Depot credit services requesting more info. I sent it to an "Executive Response Unit" ooooooohhhh! I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports. First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with?

I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck! Talking to a credit counselor one on one to get a lower monthly payment estimate is free.

They can see ALL of your history when you apply, not just history with them. I will try to find the link too. If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency. I'm crossing my fingers for you on the email.

I'm scared of Asset! I think if you have a good credit profile article source history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding. But I am on the phone now pouring it on That did'nt work! Another saying they were unable to remove all the delinquencies.

I hope that Verizon is willing to work with me on erasing this mark from my credit reports.

Post your answers to the above questions in a comment reply below and I can offer more detailed feedback. Three weeks later, I forwarded the email again and begged him to please consider my request.

Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters! As soon as you know who that is there are some predictable things that will happen next. If you want to settle the Citi debt, you have to identify a source of funds to do so. Can you find the name out of the guy you spoke to and write him directly?

If they say no. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! Said they aren't able to remove it and apologized again. We recently received your notification of dispute. I doctored up the letter a little. I sent it to an "Executive Response Unit" ooooooohhhh! I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

These debt buyers use debt collection agencies and attorney debt collectors too. It's deep stuff. It's a collection I paid right away a billion years ago! Search instead for. I'm scared of Asset! And when I called they gave me the fax number to the "credit reporting" department but said there was no email. I will be checking my report everyday till I see it drop. My concern is that you do not appear to have the money to do so. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon.

I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. Another saying they were unable to remove all the delinquencies.

While you are on here do a search on how to get corporate email addresses. About days later, she called back to say she did not have good news.

Then hope for the best. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact. All forum topics Previous Topic Next Topic. Did you mean:. The account is not going to go away after charge off. I got his number so I can follow up with him. But I sent the same letter to another address today. I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah.

Now, citibank credit repair, to wait for a response Crfix I got some stuff for you. I'm also dealing with Asset Acceptance, ick! I received no reply. I'm gonna go do a search for "corporate email addresses". And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it.

Showing results for. Good to see you're a successful begger, lol. The next day, I received a phone call from someone in his office! Auto-suggest helps you quickly narrow down your search results by suggesting possible citibank credit repair as you type. I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources.

I sent mine to the address posted on my credit report. Please contact me if there is a need to know which representatives I spoke with. She said she would do her best to investigate and see what she could do. I was approved for Macy's with scores. I think if you have a good credit profile and history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

Unfortunately, we were unable to comply with your request based on the information provided. I got bounced around for about an hour. Sign In Help. The quality of service provided by both entities makes their partnership an incredible alliance. Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education. Very nice lady. When the account charges off citibank will do one of three things: Assign your debt out to a debt collection agency who will call and write to you on behalf of Citibank in order to collect.

I'm thinking of calling her back and asking her if she can at least how to do credit repair off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid". Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.

I would really appreciate it! I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. Skip Navigation. At least not yet. Also, I continue to shop at The Home Depot for all of my home improvement needs. Easiest Citibank Store Card to get?

Fingers crossed! But check this out here is the new scoop. I sent my letter, via email to the CEO of Verizon. Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy.

He claimed he works under the dude that kept saying "no" and that the dude was on vacation. I think I'll beg some more too to see if she can just get it removed completely. I am totally confused. Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer.

Forum Topics. Thank you for contacting Verizon Customer support, citibank credit repair. Pay attention to the P. Explain to him what happened. Citibank may send your account directly to an attorney debt collector they have an established relationship with in your state for collection and authorization to sue. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries.

I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. If not, you should. There are reasons Citi will fast track debt collection efforts. And it's fun to do. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue. Keep trying!

I received a reply in the mail from Verizon and my request was de-nied! Have you looked into your options with bankruptcy? I will try to find the link too. Turn on suggestions. Citibank and charged off credit card debt and the risk of a collection lawsuit. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you.

I thought I paid my balance in full, I had a 5. You will have options to make a payment plan or settle the account wherever it lands. But I am on the phone now pouring it on That did'nt work! One from Home Depot credit services requesting more info. Or check my mail for the letter he claim was sent. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card.

I didn't give up.

I will be checking my report everyday till I citibank credit repair it citibank credit repair. Posted July 6, Link to post Share on other sites. Your kind reconsideration in this matter is greatly appreciated.

Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle. But just in case you get frustrated which companies are you trying to get with? If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys!

The detail you provided supports exactly that. I think I'll beg some more too to see if she can just get it removed completely. I would really appreciate it! Very nice lady. And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, please consider that it does not demand that everything regarding the accounts be reported.

You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. I wantes to know if you mind sharing with me who you sent the letter to at Citibank? If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? She said she would do her best to investigate and see what she could do. Posted July 16, all credit repair affiliate program $100 site I really hope you reconsider.

I would more info to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank. I think if you have a good credit profile and history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding. It wasn't personal at all. Posted July 22, I just need to know if someone out here had any success with them and who they sent it to.

Posted July 23, Posted July 24, My next move is to check my payment history to see if there were any errors. I am simply asking you for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report.

I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out. I didn't give up. There are some key things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in. Three weeks later, I forwarded the email again and begged him to please consider my request.

Prev 1 2 3 Next Page 1 of 3. Therefore, a company does have legal discretion and permission to remove any information it chooses from the credit report. I love the fact that you were successful with CitiBank. First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with?

They can see ALL of your history when you apply, not just history with them. I received no reply. This what I got back from the email: Mr. Again, instead of getting a card you do not particularly want just to "get in" with Citi, how about going for what you actually want? Posted July 15, edited. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. But I will cut and paste this and respond to his email.

Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important. And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. It says We appreciate The american airlines card only for purchases from AA or US airways is citibank credit repair by Citi, and is very easy to get. Said they aren't able to remove it and apologized again.

Recommended Posts. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries. Can't wait to hear their response!! I was approved for Macy's with scores. Talking to a credit counselor one on one to get a lower monthly payment estimate is free. You reference speaking to Citibank about settling your credit card debt, citibank credit repair.

About days later, she called back to say she did not have good news. Having said that, there are a number of accounts that are selected for immediate legal collection action. Posted July 21, I'm crossing my fingers for you on the email I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago. They usually give high limits also Why concern yourself with which card is "easiest to get" with a lender? Good to see you're a successful begger, lol.

The response came as a form letter. What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector.

Improve your profile and go for the cards you actually want. The counseling agency can often get you a lower interest rate and cut monthly credit card citibank credit repair across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

I do recognize that this request is unique and that it may not be Citibank's normal policy. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

Well, apps to help repair, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters!

The next day, I received a phone call from someone in his office! Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it. If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency. I sent my letter, via email to the CEO of Verizon. How were you going to fund a realistic settlement offer were Citi to make one available?

And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense. Or check my mail for the letter he claim was sent.

Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account. I wrote them and they have responded but they did not answer my question at all. As far as the email, no response yet. Take the steps to improve your profile and get what you want vs settling for a card you don't really want. In line with that, I never understand the whole "get in with" such and such lender, or at least I find it very overblown.

Posted July 25, This is going to be fun going back and forth with you about this! Even if for example Zales is easy to get, if you have zero use for it, what's the point? I too am trying to contact them. Posted July 20, Bad news They said no dice.

When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. I might have a list already in the barell::BigGun Posted July 26, Posted July 27, Still waiting on a written response Posted August 1, It's just a form letter.

I'm hoping article source you will do that in my case for this account. It's a collection I paid right away a billion years ago! To whom this may concern: I am writing to you today regarding my telephone account Your kind consideration in this matter is greatly appreciated. citibank credit repair class="block"> Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important.

I am sending this correspondence to humbly ask for your assistance in a matter in which I citibank credit repair exhausted my resources. I'm scared of Asset! And it's fun to do. If not, you should, citibank credit repair. Pay attention to the P. Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.

I would really appreciate it! Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card. Easiest Citibank Store Card to get?

She said she would do her best to investigate and see what she could do. If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with. Message 25 of Message 26 of Citibank credit repair you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline.

Said they aren't able to remove it and apologized again. Search instead for. I received no reply. My concern is that you do not appear to have the money to do so. It's a collection I paid right away a billion years ago! Message 21 of Message 22 of Established Contributor. You will have options to make a payment plan or settle the account wherever it lands. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

New Member. I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. I got his number so I can follow up with him. Have you looked into your options with bankruptcy? Also, I continue to shop at The Home Depot for all of my home improvement needs.

He claimed he works under the dude that kept saying "no" and that the dude was on vacation. If you want to settle the Citi debt, you have to identify a source of funds to do so. Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue. I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. I thought I paid my balance in full, I had a 5.

If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. If they say no, citibank credit repair.

Unfortunately, we were unable to comply with your request based on the information provided. And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. Citibank and charged off credit card debt and the risk of a collection lawsuit. Keep trying! I doctored up the letter a little. But check this out here is the new scoop. As soon as you know who that is there are some predictable things that will happen next.

Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education. At least not yet. Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters! I think I'll beg some more too to see if she can just get it removed completely. These debt buyers use debt collection agencies and attorney debt collectors too.

Post your answers to the above questions in a comment reply below and I can offer more detailed feedback. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

Very nice lady. Re: Easiest Citibank Store Card to get? Now, to wait for a response Crfix I got some stuff for you. And when I called they gave me the fax number to the "credit reporting" department but said there was no email. Good to see you're a successful begger, lol.

The quality of service provided by both entities makes their partnership an incredible alliance. Then hope for the best. Three weeks later, I forwarded the email again and begged him to please consider my request. Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer. I sent my letter, via email to the CEO of Verizon.

I received a reply in the mail from Verizon and my request was de-nied! I will be checking my report everyday till I see it drop. I wantes to know if you mind sharing with me who you sent the letter to at Citibank?

I love the fact that you were successful with CitiBank. I sent it to an "Executive Response Unit" ooooooohhhh! Did you mean:.

I'm gonna go do a search for "corporate email addresses". While you are on here do a search on how to get corporate email addresses. Thank you for contacting Verizon Customer support. About days later, she called back to say she did not have good news. I will try to find the link too. Fingers crossed! Message 24 of Frequent Contributor. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact.

I too am trying to contact them. Explain to him what happened. Please contact me if there is a need to know which representatives I spoke with. If I get a positive response from the last goodwill I sent, I will definitely https://creditrepair.wtf/cake-credit-repair-bbb.html off the info to you. When the account charges off citibank will do one of three things: Assign your debt out to a debt collection agency who will call and write to you on behalf of Citibank in order to collect.

I wrote them and they have responded but they did not answer my question at all. All forum topics Previous Topic Next Topic. But I sent the same letter to another address today. We recently received your notification of dispute. Prev 1 2 3 Next Page 1 of 3. The next day, I received a phone call from someone in his office! I didn't give up. I sent mine to the address posted on my credit report. It's deep stuff. The account is not going to go away after charge off. Citibank credit repair check my mail for the letter he claim was sent.

I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah. Can you find the name out of the guy you spoke to and write him directly? I'm also dealing with Asset Acceptance, ick! If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! Recommended Posts. Message 23 of Moderator Emeritus.

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